Three Budget KILLERS

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Something might be killing your budget. Do you know what it could be?

Here’s a breakdown of where the money’s going per an article on Business Insider read here.

Top 3 categories:

  1. 32.9% – Housing
  2. 15.8% – Transportation
  3. 12.6% – Food

According to this article, if you are spending 30% of your income on housing, category # 1, you are at great risk of being unable to afford other necessities. YIKES! Continue reading “Three Budget KILLERS”

Personal Finance Is Like Anything in Life, You Have To Do The Work

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Hello Smart Money People,

Somewhere along the way in life it occurred to me that if you want to go somewhere, get something, be someone, you have to do the work. Period. The End.

Work takes planning, idea generation, trying, failing, starting again. The process never ends. I think people get confused that there is actually a destination. I don’t think there is. I think there is constant evolution and growth. Or the opposite. Stagnation and death (YIKES maybe I should insert another word here- this sounds harsh. But is it true so it stays). Continue reading “Personal Finance Is Like Anything in Life, You Have To Do The Work”

Change Is Hard

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Dear Smart Money People,

 

Change is hard. Life is hard. I am in the beginnings of a new exercise program and the commitment is 80 Days. Wowza. Even I was a little apprehensive at the commitment. I thought “can I actually do something every day for 80 days?” Just being honest.

One of my friends, friends did it, and I thought “Well if she can, so can I.”

And it helps that the friend is doing it with me. #accountabilitypartner. Thanks Taylor!

Continue reading “Change Is Hard”

7 Life Skills That ALSO Help You Manage Money

 

Dear Smart Money People,

Something I have always believed in is a balanced life. I remember when I was interviewing for a job with a large corporation, I was on the fence about if it was the right move for me and my family. Out at dinner with friends, I shared my struggle. The husband of one of my besties asked me what I was afraid of, I said “losing my work life balance.” He laughed and said, “there is no such thing and I hate it when people say that.”

 

Clearly, the conversation ended. Continue reading “7 Life Skills That ALSO Help You Manage Money”

You Know You’re A HOT MESS When…

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You know you’re a hot mess when… and a few tips to make thing better!!

Have you ever woken up and said:

“What the heck am I doing with my LIFE?”

“Will I ever live on my own?”

“Will I ever have more money than BILLS?”

Well this is the post for you…

So here is the deal, everyone at some point in their life is a HOT MESS.

EVERYONE. Continue reading “You Know You’re A HOT MESS When…”

Just keep swimming

 

Photo by David Clode on Unsplash

 

 

 

 

 

 

Dear Smart Money People,

This is my favorite line from Finding Nemo in the production at Disney World in Orlando Florida. Guaranteed every time we see it, I cry. The scene is Dory is stuck in a fish net and Nemo sings “Just keep swimming.” The collective efforts of all the fish swimming down breaks the net. Then Dory starts singing “just keep swimming.” Fishnet breaks. Fish free. Queue TEARSContinue reading “Just keep swimming”