Car payments be gone!! Pay cash for your car.

Hello Smart Money People, Let’s talk CARS. What is a car? I googled it to see what the internet would offer as a definition and here is what I found: A vehicle moving on wheels (merriam-webster.com) A road vehicle, typically with four wheels, powered by an internal combustion engine and able to carry a small…

How to handle money in your 20’s

Hello Smart Money People, I often get asked what should people focus on regarding money in their 20’s. It is a good question and more people should ask it. It is a hard question to answer simply because everyone is different, however, as that is not helpful, we can give you suggestions and you apply…

One thing you must have is an Emergency Fund

  Hello Smart Money People, One of the key elements to peace is knowing that if the ship goes sideways, you have a lifeboat and you’re covered. Enter in the Emergency Fund. Here are some sayings you may have heard around the proverbial water cooler: When it rains it pours. When you thought it couldn’t…