I almost lost my mind

Dear Smart Money People, A few years ago, when we were really focused on looking at our budget and areas where we could reconsider our spending, Bill and I talked about the Cable bill. We talked about how we really don’t watch very much television. However, I was a HGTV addict, so the idea of…

What Now? Life After The Baby Steps

Dear Smart Money People, Do you ever wonder what it would be like if you could earn money without doing anything? Wouldn’t it be awesome if your raise came from your investments, not if your boss thought you were doing a “good job” and “gives you” 2 – 4% raise. That actually covers the cost…

8 months and counting…

Dear Smart Money People, In 8 months Christmas will be here.  Ah, Christmas! What did you think I meant?  As a person that works in Corporate America, my life is divided into quarters. Q 1 flew by. We are just about to begin month 2 of Q 2. Also flying by. That gave me pause.…

Get Organized

Dear Smart Money People, It has become wildly popular to declutter and organize thanks to Marie Kondo. I have always been a fan of the organized desk, closet, and pantry. Then life happens and the once organized and alphabetized shelves of beans and soup quickly devolves back into chaos. I think we all yearn for…

Got problems? Here’s how to solve them

Dear Smart Money People, I am a big fan of always learning and growing. When I have a problem, I immediately turn to a book, blog post, YouTube, Google, a friend. You get the point. I rarely rely on my current level of expertise to get me through a struggle. Clearly that is the reason…

Paying off Credit Card Debt, Take 2

Dear Smart Money People, Hello, my very favorite people. First I want to say I am sorry and I’ve missed you. I have been away from writing for a while. I was laid off and had to prioritize getting momma a new job. Recently I signed an offer from a super company that I am…

Don’t Ignore Your Debt

I see articles DAILY on “How I Paid Off $10k” “How I Paid Off $100k” “How I Paid Off $5k” I celebrate those folks. Each of these articles typically jumps into the HOW. Today I want to talk to you about the first step to making a move to pay off debt is knowing WHAT…

Three Budget KILLERS

Something might be killing your budget. Do you know what it could be? Here’s a breakdown of where the money’s going per an article on Business Insider read here. Top 3 categories: 32.9% – Housing 15.8% – Transportation 12.6% – Food According to this article, if you are spending 30% of your income on housing,…