Paying off Credit Card Debt, Take 2

Dear Smart Money People, Hello, my very favorite people. First I want to say I am sorry and I’ve missed you. I have been away from writing for a while. I was laid off and had to prioritize getting momma a new job. Recently I signed an offer from a super company that I am…

Don’t Ignore Your Debt

I see articles DAILY on “How I Paid Off $10k” “How I Paid Off $100k” “How I Paid Off $5k” I celebrate those folks. Each of these articles typically jumps into the HOW. Today I want to talk to you about the first step to making a move to pay off debt is knowing WHAT…

Three Budget KILLERS

Something might be killing your budget. Do you know what it could be? Here’s a breakdown of where the money’s going per an article on Business Insider read here. Top 3 categories: 32.9% – Housing 15.8% – Transportation 12.6% – Food According to this article, if you are spending 30% of your income on housing,…

Change Is Hard

  Dear Smart Money People,   Change is hard. Life is hard. I am in the beginnings of a new exercise program and the commitment is 80 Days. Wowza. Even I was a little apprehensive at the commitment. I thought “can I actually do something every day for 80 days?” Just being honest. One of…

You Know You’re A HOT MESS When…

You know you’re a hot mess when… and a few tips to make thing better!! Have you ever woken up and said: “What the heck am I doing with my LIFE?” “Will I ever live on my own?” “Will I ever have more money than BILLS?” Well this is the post for you… So here…

Just keep swimming

              Dear Smart Money People, This is my favorite line from Finding Nemo in the production at Disney World in Orlando Florida. Guaranteed every time we see it, I cry. The scene is Dory is stuck in a fish net and Nemo sings “Just keep swimming.” The collective efforts…