Be intentional with your life and your money


How do you get the best out of yourself and others? You pour into yourself. You pour into others. Read. Write. Converse. Think. Be in nature. Be present. Meditate. Sounds easy enough. I get that it isn’t. However, we can pay attention to what we are doing and be aware of how we are spending our time and our money.

The numbers are in and they aren’t pretty

According to the A.C. Nielsen Co., the average American watches more than 4 hours of TV each day (or 28 hours/week, or 2 months of nonstop TV-watching per year). In a 65-year life, that person will have spent 9 years glued to the tube.

A study done by Fidelity (click here for the study) reports that more than half (55%) of respondents retirement preparedness either need more attention or are in fair shape, and may face a shortfall covering essential expenses in retirement. WHAT?
Continue reading “Be intentional with your life and your money”

5 Simple Tips For Creating A Budget


Hello, fellow smart money people! We are so glad you are here!!

Bill and I have changed our lives over the last 10 years. We wanted to have freedom in our lives and control over our money. We needed to get things under control. Do you ever feel that way?

We didn’t know it at the time, but we embarked on a financial journey that would change our lives. We began to learn, study, practice and fight our way through to get where we are today. One of the practices we got clear on very quickly that I’d like to talk to you about today is the practice of BUDGETING!! Not a swear word- I swear ~ wink-wink!! Budgeting is telling your money where to go and what to do. It is a simple way of controlling your outcome. I know it may feel like it is hard to do this, I promise it is wonderful to know what you have, where it goes and what you have to spend.

So, think of it as a spending plan vs. a budget. Spending plan sounds like a lot more fun. Let’s begin!! Continue reading “5 Simple Tips For Creating A Budget”